Eligibility Calculator

Calculate your Home Loan EMI instantly | RBI compliant interest rates

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Age: 18-70 years
Auto-calculated as per RBI
AI Eligibility Hub
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Eligibility Analytics (RBI Norms)

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FOIR (Max 50%)
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LTV Ratio
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Eligible Loan Amt
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Smart FOIR & LTV Guide

FOIR = (Total EMI / Net Monthly Income)*100 ≤ 50%
LTV = Loan Amount / Property Value (max 75-90% as per RBI).
Tenure as per RBI (60 - Age) : Minimum 5 years, Maximum 30 years, derived from your DOB.

RBI Guidelines & Home Loan FAQs (Latest)